Calculator
Lumpsum Calculator
Estimate the future value of a one-time investment. Adjust the amount, expected return, and duration.
This calculator is for illustration and education only. It assumes a constant rate of return; actual mutual fund returns vary and are not guaranteed. Past performance is not indicative of future returns. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Frequently asked questions
How is lumpsum maturity calculated?
A one-time (lumpsum) investment grows as FV = P × (1 + r)^n, where P is the amount invested, r is the annual return rate, and n is the number of years. This calculator assumes a constant annual return, which real funds do not deliver.
Is lumpsum better than SIP?
Neither is universally better. Lumpsum can do well when you invest during attractive valuations, but it carries more timing risk. A SIP spreads your entry across time and suits regular income. The right choice depends on your goal, cash flow and risk profile.
Like what you see? Put it to work.
Mahadware can help you turn these numbers into a real, goal-based investment plan.