Calculator
SIP Calculator
See how a monthly SIP could grow over time. Adjust the amount, expected return, and duration to explore the power of compounding.
This calculator is for illustration and education only. It assumes a constant rate of return; actual mutual fund returns vary and are not guaranteed. Past performance is not indicative of future returns. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Frequently asked questions
What is a SIP?
A Systematic Investment Plan (SIP) is a way to invest a fixed amount in a mutual fund at regular intervals — usually monthly. It automates investing and, through rupee-cost averaging, spreads your purchases across market ups and downs. Mutual fund investments are subject to market risks.
How is SIP maturity calculated?
This calculator uses the standard future-value-of-a-series formula: FV = P × [((1+i)^n − 1) / i] × (1+i), where P is the monthly amount, i is the monthly rate (annual return ÷ 12 ÷ 100) and n is the number of months. It assumes a constant return, which real funds do not deliver.
Are these returns guaranteed?
No. The result is only an illustration based on the return rate you enter. Actual mutual fund returns vary with the market and are not guaranteed. Past performance is not indicative of future returns.
Like what you see? Put it to work.
Mahadware can help you turn these numbers into a real, goal-based investment plan.