Calculator
Step-up SIP Calculator
Increase your SIP a little each year and see how much more your investment could grow.
This calculator is for illustration and education only. It assumes a constant rate of return; actual mutual fund returns vary and are not guaranteed. Past performance is not indicative of future returns. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Frequently asked questions
What is a step-up SIP?
A step-up (or top-up) SIP increases your monthly investment by a fixed percentage each year — for example, raising it 10% annually as your income grows. Small yearly increases can meaningfully boost your final corpus thanks to compounding.
How is a step-up SIP calculated?
This tool simulates month by month: it grows the running balance at the monthly rate and, at the start of each year, increases the monthly contribution by your step-up percentage. It assumes a constant return, which real funds do not deliver.
Like what you see? Put it to work.
Mahadware can help you turn these numbers into a real, goal-based investment plan.